Holder Driver

Why am i loosing my 2 years no claims because additional driver has a bump?
Im the policy holder and have 2years no claims my partner is on my policy.
He was reversing and someone went into the back of him, but apparently cos he was revering the law says its his fault?
Im with Directline and been told additional drivers earn the own no claims discount?
Well im loosing my 2 years no claims and i wasnt driving. How can they do this?
Because you have a policy which is being claimed on - what might you not understand about this?
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